JUST AROUND THE CORNER

For some reason, I always feel that the end of the year is a drop off.  The last day is just another day-December 31st.  And the same for January 1st.  But it feels like we all go around another corner to start over.  And this coming year (in just three days), the corner Ray and I are soon to go around is a bit scary.  And just a little bit more than scary, it will be very overwhelming.   But most importantly, our going around the corner will be extremely exciting.  This coming year is when we retire and move to Panama.  But first things first.

Yesterday, we spent a short time at CarMax test driving a car.  I liked the car, and I really liked the salesman.  They mean what they say when they advertise that the customer won't be hassled.  Ray had researched the car, knew which one to have brought up from the back of the lot, and off we went on our drive.  Once the drive was over, we took the salesman's card, and he let us go just like that.  Tomorrow Ray will test drive another one that is at a dealership close to his office.  This is knowing that tomorrow he will go to work.  The flu has hit hard here.  Christmas Day our daughter's boyfriend spent the day in bed at my sister's house.  The next day, Carly left me after a few hours of shopping, went to the mall to do some more shopping, and then she was sick in bed.  And on Friday morning, Ray woke up sick.  He is still recovering today (seems to be tired without energy).  I am loaded up on Airborne!

This morning we continued breaking down the Christmas decorations.  I had started taking some of them down on Friday outside when Ray was home sick.  It was a gorgeous day to do it.  Sunny and in the mid-fifties.  Today it made sense to clean up the inside, since it is raining hard all day and only forty degrees.  It took much longer to break down and put things away this time because we had a "throw away" pile, a "give to Carly" pile, and a "sell the rest" pile.  Oh, and a small pile of things I want to take to Panama.  Carly had said she was setting her classroom up with snowmen, so I mostly saved anything having to do with snowmen for her to go through.  If she doesn't want it, then it can go to the sell pile.  And her boyfriend is helping a friend out with an estate sale nearby next weekend.  This friend owns an estate sale company, I have been in email contact with him already, and here is hoping he will come by in the next few weeks to evaluate our home and its contents and to consult with us about an "everything must go" sale!

The other thing I am spending time on over the next few days is reading a book!  But not any book.  There is an Expat that has lived in Panama for nine years, and he is writing a second edition to his book about retiring and living in Panama.  He chose thirty people to edit the book and add comments to the rough draft.  It is about four hundred pages long--I have read one hundred so far.  Then, I can also add a "blurb about me" if I want.  Look out!  What will I say!  The deadline is in two weeks.  Then, maybe once I have read this book, I can finish reading the one I started in September (having nothing to do with Panama).  Because we haven't gone to the lake house many weekends this past fall and winter so far, I stay busy being at my house.  Reading happens while waiting for appointments or for the movie to start (Kindle on a smartphone is so fantastic.  The book is always available!).  So here's to our rounding the corner into 2014!  I hope to stay healthy.  We leave for Panama in less than two weeks!  I will definitely detail the day to day events while we meet our attorney and work towards that temporary visa.  This last trip of ours to Panama is going to be huge!

Our Christmas things to take to Panama (can't forget our stockings!)

Carly's pile gets a bit larger (she did say she wanted the tree)

The Christmas sell pile

TRADITIONS CHANGE, BUT TIS THE SEASON TO BE THANKFUL

Many people comment on the commerciality of Christmas these days.  I will be the first to admit that I love to shop.  And I especially love to shop at Christmas time.  I will tell Ray that I will buy just a few things this year for our daughter and family, but as the day approaches (and always so fast!), I buy a little bit more.  My shopping tradition doesn't seem to change from one year to the next.  I start early and buy things as the big day gets closer.  That's about it for my traditions staying the same this holiday season.  Looks like we will now be shopping for a car (read the last paragraph).  I have never bought a car in the winter before--another break in tradition.

It's been a different holiday season with Carly not living with us or coming home for four week breaks like she has for so many years.  For starters, this year I found myself making our traditional peanut butter balls alone.  Quite difficult to say the least, since she has such a great touch on "finishing" the product--meaning making sure the chocolate covers the cookie ball entirely, and each one has a smooth finish.  And I wrapped gifts alone.  Not that this isn't always the case (Ray wraps on occasion or he has had Carly wrap his gifts), but this year she reminded me that I usually ask her to put ribbons on the gifts haha.  I am so anal about making the ribbon perfect--it never is, but I try to make each present pretty.  I wrote and mailed out Christmas cards (which have nothing to do with Carly helping or not, but everything to do with the fact that I broke tradition and didn't include a letter in most plus I didn't send many cards out).  There was no gingerbread house this year, and I pretty much baked alone.  Yes, I will say Ray is a great sous chef.  He picked up and cleaned up along the way all around the mess I would make in the kitchen (I break it down and then clean it completely once the day is done).  And yes, Ray made cookies.  He made and brought those traditional cookies into the office, and some he did leave behind for Christmas Day.  Finally, last weekend I did meet up with my sister and Carly at my sister's house to decorate sugar cookies.  It was different in that we were decorating on a Saturday and not our annual Friday off.  But since Carly worked all day Friday, we synced our calendars and picked an even better day--my sister's 50th birthday.  We didn't bake the cookies this year though.  We asked that my sister have them ready for our arrival since decorating can be taxing and takes some time (this is where being anal retentive comes to play again!) After decorating, we went our separate ways until my sister's family birthday dinner that night which was unusual, too, since Carly traditionally comes back home with me.

But after this past Friday, when I learned that several of my friends are having difficulties in life with themselves or their children (physically and mentally), I realized that even though things are changing, Ray and I have so much to be thankful for.  I had just hung up the phone with a great friend that is having some troubling times with her family,  then left work the day before learning that a co-worker was also having difficult times with her family, and Ray and I both exclaimed that "we have been so lucky, but we aren't invincible". Then comes the John Deere Tractor incident.  What happened was we were behind cars that were behind the John Deere Tractor.  The cars in front of us passed him on his left side (I was chatting on phone with Carly) and crossing over the double yellow line.  Ray kept driving a minute or two and then the driver of the tractor put his hand out.  Ray never once thought he was letting him know he was turning left into his long driveway.  Ray thought he was waving him by so we wouldn’t be stuck behind him any longer.  The man behind us was getting ready to pass as well, because he thought the same thing.  So when Ray passed, the guy turned his tractor into our car.  The bucket of tractor scraped the side of car and took the door off with it.  The man that came to tow the car away said the car is probably totaled.  Ray was found guilty by the officer, but he told Ray he found the least damaging violation he could since it was an accident  caused by miscommunication and misunderstanding and not road rage.  A $30 ticket and one point on his perfect driving record.  But Ray being Ray will go to court to see if, like the officer said, the Judge will just wipe it out.  Then he won’t get the point.  But we are going to Panama so who cares lol  But again with a perfect driving record you hate to get that point and that ding against you!  Going to court will cost $66 if it gets cleared OR $96 if he still has to pay the ticket and court costs.  None of this matters though.  We are perfectly fine.  A little shoulder pain here for Ray where the seat belt caught him tight, and a little neck soreness for me (I truly think I slept wrong), but how thankful we are that we walked away.  We got right out of the car pretty quickly after impact.  I sat a little while longer since there was a lot of shattered glass around me.  The people that owned the farm, and the driver of the tractor were all wonderful to us offering us water, picking up the broken pieces of the car, sweeping the country road.  It was an accident.  The officer thanked us for our great attitudes.  My sister was close enough to where the accident occurred and she picked us up and took us home.  The annoyance is finding a car.  A used car since we are only going to be here for about seven more months driving it.  Once home, this is what Ray did to settle his mind.  I baked.  I embraced the new tradition of baking alone.  I made a mess in the kitchen, and then I cleaned it up.  All was normal and boring again.  And this we are extremely thankful for.

John Deere without a scratch

Pretty scratched up Nissan Juke 

Peanut butter M & M Pretzel cookies but still needed more to them (!) so I dipped them (the more chocolate, the better!)

Cookies (nine varieties?)  baked and decorated

Or will Santa prefer this instead?  Kinky Liqueur (Passion fruit, Blood Orange and Mango)--tropical to get us ready for Panama, Candy Cane Vodka (yummy in hot chocolate) or Apple Pie Moonshine (from Costco of all places!)

ANOTHER HURDLE DOWN

Another thing to cross off our list of things to do before retiring to Panama occurred today.  Ray and I took the day off from work to make the trip into Washington, DC to have the Vice Counsel authenticate ten documents for our attorney in Panama (10 documents x $30/document plus 3 extra pages=$306 in cash or certified check handed over to Lourdes, the attorney and VC at the Embassy).  It is a forty-seven mile trip from our house to the Embassy.  We took the advice of Ray's navigation system and bailed off North I-395 and drove on the George Washington Parkway instead (due to, what else is new, traffic at nine am).  Why are people not at the office at nine am?  What time do all of these commuters start work?  Or were they all very late?  We left our house at eight am and arrived to the Panamanian Embassy a few minutes before ten.  The Embassy opens at nine-thirty, but in one of his many phone conversations with the receptionist, Ray was told not to worry.  They close at two pm, but there is never a long wait.  Street parking was a breeze, and inside the building we went.

This is the Panamanian Embassy.  A house among other houses on McGill Terrace.

Ray had great enthusiasm.  The receptionist greeted us warmly, and when Ray told her we were there to have our papers "legalized", she knowingly nodded and said "authenticated".  He told her that we were very happy to be at the Embassy to get this task done, and she looked at me and said, "you don't look quite so happy".  I told her I was excited, but I when I walked in I was just waiting for her to tell us that we were at the wrong office or we couldn't be seen today.  What I didn't say to her though is this:  I guess I have been reading so many blogs and posts on forums about confusion in Panama, the long lines, the not so happy to help government employees, that I was setting myself up for this today.  She directed us down the hall assuring us that we were in the right place, and we would be taken care of.  Within minutes, we were sitting in the Consular's office with Lourdes, the Vice Consul.  She is an attorney from Panama City, recently married to a Panamanian with hopes of moving back to Panama soon to practice law there.  She has been in the States for six years.  She reviewed our papers, chatted some more with us about our plans of retirement and where we were hoping to live, copied our papers, printed out the papers we needed to be sealed to our papers, and then she started the sealing of the authentication paper to each document.  Next, she stamped.  We talked about the stamping.  Five stamps on each document.  If a document has a page two stapled to it, then that gets stamped over it (just in case the pages separate or someone tries to send in just page one without page two it can be matched up easily).  It all made sense to us.  I wouldn't dare say otherwise!  We gave her our cash.  She gave us a receipt, her business card and, within thirty minutes, we were out the door.  Next, Ray will scan papers to the attorney.  He will start the translation of each document.  We will Fed Ex the papers, also.  On January 13th, we start following our Panamanian attorney around Panama City hoping to get our temporary Visa that week.

This is what we saw when leaving Washington, DC.

Where money is made (although the government never seems to have any)

The scaffolding is coming down (Washington Monument needed repairs after an earthquake three years ago)

The Washington Monument with The Jefferson Memorial in front

World War II Memorial

The Tidal Basin with cherry trees around it

The Jefferson Memorial from I-395 Southbound with the Monument behind it.

What shape has five sides?  The Pentagon Building.

The United States Air Force Memorial at the Navy Annex

Once out of the DC area, we stopped at Mike's American Grill for lunch.  This is the restaurant where Ray and I went to on our first date.  It is located in Springfield, VA where Ray grew up for the most part, and I lived after college.  Whenever we know we will be near Mike's, we stop for lunch or dinner.  We also stopped by Quantico National Cemetery to pay my parents a visit.  Since we just celebrated another holiday without them, it only seemed appropriate to say hello (even though they were both cremated and are on my dresser where I talk to them daily) and make sure the grounds are kept nice (now I sound like my mother).

When telling my co-worker why I would be off today, her comment was that she can't believe this could all really happen.  "It's right around the corner now".  She just didn't believe me when I started talking about this whole retirement thing two years ago.  This February, it will be two years we have researched Panama.  Last month, it was a year we took our first trip to Panama to see for ourselves what the country looked like.  In a year.................

ONE STEP CLOSER!

So thankful to come home Friday afternoon to see my FBI background check had been mailed, and I am in the clear.  With the two week government shutdown, it took seven weeks to be processed.  Along with Ray, I am not a criminal.  We had already discussed when we would run to the Embassy if the papers came soon, so I immediately got on the phone and called my office (I leave work just a tad bit than the others).  I had to find a sub for December 3rd.  The day is full of patients but not any patients that "request Allison" (like on the 4th and the 5th).  Another hygienist will be out the week of Thanksgiving and her husband leaves on a business trip right after the holiday, so she was all for taking my day.  Yay!  Off to the Panamanian Embassy we go with a stack of papers in hand.  Ray isn't so sure I have to be there.  What the heck?  I wouldn't miss it for the world.  I have never been in an Embassy before, much less the Panamanian one.

The picture below shows my coffee table which has been Ray's desk for the last year or so.  (We do have a lovely desk in the office.)  Note that next to the VOX Spanish vocabulary which I have cracked open once since we bought it in Carly's school bookstore last May, there is a book called "Spanish for Gringo's" (not shown).  Ray has read more of it than me.  Most importantly, next to the Apple Care CD, there is the stack of papers we need to take to the Embassy.  That stack has accumulated joyfully for the last two months.  And two computers?  One holds everything on it that has to do with that thing called "work" that for some reason won't transfer onto the other.  My coffee table houses my laptop.  Clean, smooth, and empty just the way I like it.

Thanksgiving is right around the corner in just four days!  Which means...time to decorate for Christmas!

LOVE, EXCITING AND "RE-NEWED"

This month has been exciting and productive.  Ray is a keeper and, therefore, we will be retiring to Panama most definitely.  Since we renewed our vows last Tuesday, I now know that we are meant to be (after 25 years).  Glad I figured this out now!   How did this all start--the renewal of vows?  this isn't something I ever thought I would be one to do.  Or Ray for that matter.  Six months ago, Ray and I were talking with our lake house roommates and great friends about how we would celebrate our 25th anniversary.  We told them that when 12-12-12 occurred last year and everyone was marrying or remarrying in Las Vegas at midnight, we were going to do the same when 2-2-22 OR 2-22-22.  Then it dawned on Ray that our 25th anniversary was falling on 11-12-13.  It was then that I decided he could take me to Paris!  Las Vegas, that is.  Anything for him to get back to Vegas!  We would send an invite out to many friends and renew our vows (we were going for more cheesy, less romantic--just plain fun with friends and family).  In April, we sent out the invitation to join us at Paris Hotel.  What we knew was that some of us were going to attend The Donny and Marie Show, Ray and I were going to host dinner one night at a Tapas Restaurant (one of our favorite style restaurants), and we would renew our vows at midnight on 11-12-13.  Six months passed with many people unable to attend the festivities.  Job loss, illness, other travels were all sound reasons.  Carly could not attend due to a new job, and I couldn't blame her.  Three days off is a lot of time off as a new teacher especially having the holidays and vacation right around the corner.  We did have five wonderful friends come along for the fun.  Two of these friends were with us (our lake house roommates) on our wedding day 25 years ago.  I found this trip being less cheesy and so much more about love, relationships, friendship, and yes, there was romance.

The five of us spent the days with and without each other.  Ray and I had the opportunity to be with friends we are rarely with one on one getting to know them so much more, meet up with new friends that we met through others (who happen to live near the Las Vegas strip), and we were also able to spend some quality time with our oldest and dearest friends.   Plans were always made the night before (meet for breakfast if you can, happy hour at six, Eiffel Tower tour if you want, take a walk with me at two...), and everyone had the opportunity to show up or not.  Nothing structured except for the show, the dinner and the wedding.  Some gambled and others never went into the casino.  The Donny and Marie show, except for the rude waitress and little lounge service, was fantastic and is highly recommended.  Walking the strip is always interesting.  Temperatures outside during the day made it to 75 degrees, so being poolside was wonderful (it was 45 degrees at home), and this really made me realize I do not like being cold anymore.  Dinner at the tapas restaurant was cozy but like many tapas restaurants, fast paced.  The sangria flowed, the small plates flew by and conversation was never lacking.

On the big night of 11-11-13, we had happy hour at ten pm with the limousine driver picking us up close to midnight.  With Ray in his brand new wedding jeans, crisp shirt, silver tie and jacket, and me in my silver sparkly dress, the seven of us took "wedding pictures", climbed into the limousine, and then we were on our way to A Little White Chapel to renew our vows in The Tunnel of Love. For months leading up to the ceremony, we did not tell anyone how we were going to renew our vows (thoughts were that it would include Elvis, be in a country music themed chapel, or be traditional with a walk down the aisle).  After checking in, we were given the option by our female minister (which, by the way, we had a female minister 25 years ago) of renewing our vows outside of the car, at the drive-thru or having her sit inside the car with us and the photographer.  We took the last option.  We recited traditional vows only this time I made note that  instead of saying "til death us do part", we said "until all of my time".  And Ray added, ever so quietly (I wasn't sure I heard him, but what else is new) "that's 83 for me, 92 for you".  This is the age the financial planner told us the computer had equated we would live to.  It was 12:14 (YAY!) when we said our "I do's" and it couldn't have gone more smooth.  More pictures taken outside the car, champagne for all, and a reception dinner picked up from In N Out Burger followed with everyone drinking more champagne and eating burgers in the car.  Back at the hotel, we snacked on wedding cakes (red velvet, dark chocolate and white) and chatted until two in the morning.  With early flights, we eventually had to call it a night.   What a time it was.  What a memorable time it was.  Cheesy, not one bit.  The entire trip, although it was without Carly and my sister, was still "just right".

Back on the home front, Ray and I grudgingly returned to our jobs.  I had an easier time of it, since there isn't any real drama at the office anymore, no big numbers to crunch, deadlines to meet, and everyone leaves me alone to do my job.  Ray, on the flip side, had end of the year stress already adding to the same old, day in and day out stress.  We better make the numbers, meet the deadlines, and do whatever else is being thrown at him.  Fortunately, the weekend came along quickly, and we purged and cleaned some more.  The basement shows great improvement in that it really only holds a lot of Christmas decorations, a table, desk and shelving unit.  We are still waiting for the owner of all of the "stuff" on one side of the basement to move it all out this month, but for the most part, what an accomplishment.  A sewing machine was just sold off today, and an estate seller has been in touch to come assess the house in order to sell everything off.  A neighbor just stopped by a few minutes ago to do a walk through of our house.  She has friends that are looking to buy a home possibly in the area, or better yet, she and her husband might want to buy this house since it is the largest of all the models and rent their house out for a while.  (Glad we cleaned yesterday!).

Our goal now is to sell the house by the summer months, and if this happens we will live in the lake house through July while selling off cars and finalizing things at work, and hopefully retire to Panama by the end of the summer.  We would then travel back here next Thanksgiving for a few weeks, spend the holidays with Carly and family in Virginia, and pick up any odds and ends that we may have left behind on our first go around.  When we returned home this past week, the Panamanian attorney emailed Ray asking how we were coming along in gathering all of our paperwork for the Residency Visa.  The only thing pending is the FBI background check, but we noticed our credit card payment has been processed.  Here is to hoping that the fingerprints worked!  The attorney is now taking all of our papers that we scanned to him to the Immigration office.  Wow!  He really seems on top of it, and we haven't paid him a dime yet.  In two months, we are in Panama City to pay the attorney and hopefully getting a temporary Residency Visa!  I am looking forward to spending some time in the city (having not been there yet).  Yes, I will see congestion, hear a lot of loud noise, be sitting in government offices, but it will be tropically warm.  It will be somewhat of a vacation (Ray doesn't know it, but we could turn it into a second honeymoon haha), and we will be one step closer to our retirement to Panama.
Here's to knowing that Ray and I will continue to "have and to hold..." for so many more years than  the next twenty-five, and it all may just be in Panama for better, not worse!

Pre-wedding photo

Right before our "I Do's" (our minister is filling out marriage license)

HAVING THE TIME TO PARTY

As usual, when I walk by myself like I did today (another four mile tour), my mind gets busy.  I started the walk off thinking about my neighborhood, the friends we have here and really how we have just gotten to know many of them a bit more in the last year.  We were at a Halloween Party last night that my next door neighbor invited throws annually, and we had a fantastic time with everyone (perhaps a little too fantastic, which might be a really big reason why Ray didn't want to walk with me today). This thought brought me to thinking about the excitement we had when we moved into this neighborhood seven years ago.  Even though we didn't have a pool in the backyard, we would have less yard work on the weekends (scaling back from six acres to under a third of an acre) and more time.  We were going to entertain more (like on House Hunters when they ALWAYS say "I really want an open floor plan for entertaining.").  We had two parties.  Then we bought the lake house with our close friends.  I was excited to have everyone over on the weekends.  Now the thought was that we would entertain here.  We would throw parties.  We had one.  My family (my sister, her boyfriend, nephews) along with Ray's family have been to the lake house maybe three times.  Yes, we have had friends come for a day to swim, go for a boat ride,  go to winery events with us, and our roommates family have gathered at the house on many occasions, but as far as throwing a party, decorating, inviting friends and neighbors to one big gathering, that just never happened even at the lake house.  The reason I was giving this thought is on another blog written by my virtual friend, Holly (Let The Adventure Begin!), she wrote about Hollyween and the annual party she would throw for family and friends.  And now in Panama, we all agree (blogging friends) she needs to decide on one event, or even many (!)  to celebrate (maybe still have a Halloween party for those that embrace the costumes, dressing up, scariness of it).  I told Ray that is my plan.  Perhaps we can have an annual "We made it to Panama" party, or  "It's rainy season, so let's party" party, or "Our tasks today actually all got done today and not mañana" party.  Maybe we can throw a get together on a holiday that we won't be home in the States for, such as July 4th, and we can throw an annual Red, White and Blue party (I know Panama has fireworks!).  Because I really do hope to make lasting friendships in Panama like I have done here.  I just cannot wait to enjoy the friends and appreciate the time we will have to spend with these new friends.

 It has been an unusual month in that Ray and I won't have been to the lake house for four weeks (plans are to go there this coming weekend).   There have been fall events and get togethers that we have enjoyed RSVP'ing "yes" to on the invitations.  We are really making great memories to take with us to Panama.  It will be more difficult to leave if we keep this up, but so many of our friends say they want to visit us and see Panama.  They are just as excited for us as we are.  And just like not knowing that I enjoy Kid Rock music ("who knew this about Allison" was what a neighbor said last night to Ray while I was dancing the night away to all that classic rock music), they are discovering that Ray and I might actually not be so "vanilla" (straight laced) after all.  How the heck would we be able to pack up and move to Panama if we didn't have a little "rocky road" in us?

FOUR MILE WALKING TOUR

Entrance to my neighborhood.

                                  The common area that is never used (we use it as cut through to get to the winding road)                          

My "Wisteria Lane" white picket fenced neighborhood of 25 homes.

The best part of autumn!

 Yesterday morning I set out for a brisk walk.  The morning temperatures have been in the mid-forties the past few days.  Going for a walk sure beat what I had done the morning before--colonoscopy.  My turn.  But all things good.  Checked that off my list. Had a great nap during and took another one once home.  Seem to lose an awful lot of sleep with the prep of it all.  Enough said. Glad to not have to do it again for five years.  Back to my walk.  Ray decided not to go.  Since I read many blogs about Panama and thoroughly enjoy seeing what it is that my virtual and real friends see when they set out for walks and hikes, I decided I would use my phone camera to capture pictures of what Ray and I see when we walk.  Wondering how this will differ once we are in Panama.  And also, as I asked Ray when leaving the house without him, how long will it take me to feel comfortable enough to walk in Panama alone?  What type of neighborhood will we live in?  Will we even be walking a neighborhood, will we belong to a gym or will we hike and walk trails and perhaps buy bikes to ride?  Since I carry my phone to "map my walk" for the mileage and pace, I figured why not snap a few pictures at the same time.  And fortunately, I didn't trip once.


First let me say that autumn has arrived, and I love it.  We had so much rain into last weekend that I didn't get out much to see the change in colors.  But this weekend, the colors are coming to life a bit.  Yesterday, it was cloudy.  Today it has been blue skies with bright sunshine and mid-sixties in temperatures.  Ray will wear shorts and t-shirt when walking, but since I am always cold, I wear pants, a t-shirt with sweatshirt over it.  Today, the sweatshirt came off mid-walk.  Our walk takes us onto the winding, country road dodging high speeding cars for a quarter of a mile to a subdivision called Magnolia Woods.  Magnolia Woods has about eighty homes with each house being on three to eight acres.  The houses are set back so you don't see them until you get up to them.  The subdivision has been around for almost fifteen years, and these days, the houses sell for around $700,000 and up.  The best part is that the roads are wide, and there is a bike trail.

This is the winding country road leading to Magnolia Woods.

Slight hill leading into the subdivision.

I took this picture because the magnolia trees at end of driveway are new, and they are a bit odd to me.

Pretty trees.

Once out of this subdivision, our walk takes us into St. Georges Estates.  This neighborhood houses about 450 homes with four or five bedrooms that are on smaller lots.  There is an HOA (Homeowners Association), so the homeowners have to keep their yards and houses, for the most part, to a certain standard.  These homes are selling for $300-450,000.  

Leaving Magnolia Woods entering St. George's Estates.

Starting the walk through St. Georges Estates

Today with Ray, we took a four mile walk that included a trail through the woods.  We had no idea how long the trail was or where it would lead us.  Okay, he had an idea.  I just kept walking (since he was out walking, he wanted to make it count).  Remembering all the food I ate last night at an Oktoberfest party we were at, I just kept walking.  But usually we leave this subdivision and head into Vista Woods.  Vista Woods does not have an HOA.  These houses are big and small. Most are well taken care of and have neatly landscaped yards.  Some houses have sunroom additions, some have large decks or screened in porches.  But there are the other houses that have fenced in backyards with chickens running around or very large, angry looking dogs barking non-stop.  There is the Sheriff's house that has junk piling up on the side of the house (he is too busy chasing criminals to clean up the mess), the brick house with a scary bright blue front door, or the house with baby blue siding on a smaller home that has manilla colored shutters and broken out garage windows.  This compromises about five percent of our walk.  For the most part, I enjoy looking at how the homeowners have decorated for Halloween or just for the autumn months.  Pumpkins, bales of hay, mums and scarecrows are mostly seen in the yards of the larger homes while bones, graveyards, ghosts, and spiderwebs are seen in front of the smaller homes (perhaps younger children live here).

Leaving Magnolia Woods and entering St. Georges Estates

Start of the trail to who knows where.

Some running water.

Ray is always one step (or two) ahead of me.

This is the end of the trail.

And finally, we get close to the end of the subdivisions.  But first, we pass by Carly's middle school, A.G. Wright and the soccer field she spent countless hours kicking a soccer ball on.  Odd building for a middle school, and an elementary school is attached to it (Not hers though.  Hers is in the next parking lot over--odd, as well.)

A.G. Wright Middle School

Looks like some delinquent burned one down.

Three, or like today four, miles later, we come to the end of another successful walk.  This is what we see other than houses.

This office development has a dental office in it.  He only recently hired a dental hygienist though.

There is an elementary school on the left, and Carly's high school (Mountain View) is straight ahead.

Senior living apartments (we see ambulances there often--not good)

When we bought our house in 2006, a YMCA was going to be built here.  It never was built.

 On another note (I do this often when I tell a story, and I write like I talk...), late yesterday, Ray and I were two hours southeast of our house in Gloucester County, Virginia.  Friends of ours have a house on the Piankatank River and held an Oktoberfest party.  We couldn't attend last year, because we were ending our vacation in Panama. Dining on homemade pretzels, bratwurst, sauerkraut, sausage, potato salad, German beer and wine, apple cake and pies, we met many new people and have been deemed "heroes" if we do in fact retire to Panama.  The hot topic of the night was the government shutdown and the upcoming election.  One man has been researching overseas as retirement options for himself in about ten years.  He had quite a few questions, and we promised they would all hear from us through our mutual friend.  Especially once they have visited us!  Driving country roads taking in the autumn changes, deer on the side of the road when driving back later at night, along with walking the trail and admiring the fall decorations in the yards are all things I will miss in Panama.  But I know I will love admiring heliconias, bougainvilleas, palm trees and hope to see (in El Valle) soon Panama's national flower, the Holy Spirit (a rare orchid).  That will be just as breathtaking and magnificent as the red, yellow and orange colors surrounding me now.

The Holy Sprit (notice the dove-like center)--stunning.

A birthday present (fall porch decor) we had put together for a great friend in Tennessee prior to our visit.  Equally beautiful to me.